Posting by mobile so you can find it yourself ;-). If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Im sure Myki could add this capability to their website if they cared to. Whats the difference between a hard credit inquiry and a soft credit inquiry? How can I check the balance of my myki card? Can You Pay Your Taxes With a Credit Card? If youre already an existing customer, then there is no incentive for Synchrony to allow you to transfer a balance between two accounts of their own. Most balance transfers with Chase process within a week. Why is it impossible to transfer money online between different Myki cards? Whats the Difference between Business vs. Corporate Credit Cards? *Rates, fees or bonuses may vary or include specific stipulations. Irrespective of the card provider handling your transfer, you may expect to find out the estimated turnaround time in advance. 185 0 obj Mobile myki will now be reactivated on your phone, with your account details the same as before. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! Learner permit or driver test. Sorry, the Seniors Card program cannot replace lost myki cards. Edited for typos. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? I'd like to transfer all money from my other cards to my main card (the one with $6.54 on it). This is a requirement of Google. Whats the Difference between Business Line of Credit vs. Business Credit Card? No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. Can someone explain why this isn't possible? Renew driver licence. If your card is registered, simply notify PTV on 1800 800 007 and they will freeze the account and transfer the money onto a new card. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". You will need to provide identification to show that you are the registered myki card holder. For more information see Google Help and Support. 182 0 obj Cookie Notice In a couple of weeks I will be renovating and furnishing a new house. I'm in Adelaide. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> If your balance falls below zero, you won't have a valid ticket for your trip, and you won't be able to touch on. endobj As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . If you receive a check, you then need to forward it to your old card provider. Student passes and concession cards cant be replaced online or over the phone. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. You can only activate a Mobile myki on one device at a time. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. Damaged or defective myki smartcards can be replaced for free on the spot at a PTV Hub. You can register your Mobile myki via Register your myki. Whats the Difference between Business vs. I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. 0 I'm glad I don't need to catch public transport anymore. The balance transferred when the old card expired. Do Not Sell or Share My Personal Information. 180 0 obj 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. I have my most recent card that has $6.54 on it. Update the app and try again. Youll need to complete a V/Line Passenger Refund Application Form. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. A refund for an international payment card cannot be processed by the PTV call centre. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. What are the best business credit cards for cash back? You haven't explained why you need to transfer balance. Wait a few minutes then check the app to see your balance. Your new starting balance would be $3,090. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. From the "I Want To" drop down menu, find "Transfer a Balance.". 0000012144 00000 n 0000005683 00000 n I am only onto my second card because the first was lost. and our You can request a new, free myki smartcard through your online account. My old one is registered and everything with my account but there seems to be no way to import that one in. But your balance can be transfer to another card at some of the PTV stations. We have this new thing called EMAIL. Save Big With Low-Rate Balance Transfers. I've got a new Myki in my Seniors package. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. We're working to improve the messaging. Top up your myki Your current balance will be transferred to the new myki, which you can use immediately. You need to be connected to the internet to top up your Mobile myki. A non-centralised database/processing unit. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. 8:35pm Feb 8, 2020. What a frikkin waste of money! Choose a card from the list or search by location or card name. Start the process by listing out your current credit cards, writing down each . Was told a main railway station can move the balance. Photo: 10255185_880/Getty Images. What are the best credit cards for bad credit with no deposit and instant use? A balance transfer does not happen automatically. You'll need to know the account number for your existing balance and how much you want to transfer. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. All myki smartcards expire after four years. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Select the 'Activate' option. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. What is the glossary of common credit card terms? 0000005223 00000 n Editorial and user-generated content is not provided, reviewed or endorsed by any company. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. Within the phone, go to Settings > Connected devices. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. To use, simply: top-up your card tap on at the start of your journey tap off at the end. No, you cannot transfer a balance from one Synchrony Bank credit card to another. This is the case for all major credit card issuers. WalletHub Answers is a free service that helps consumers access financial information. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. Save. If you're using an international payment card you won't be able to top up via the PTV website. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Depending on your card provider, you may initiate the process online or over the phone. You might also lower your overall monthly payments and turn multiple bills into one easy payment. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. You probably want to transfer a balance to save money not spend more. That's a lot of free money for Myki, which customers are unlikely to ever claim. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. endstream xen0. Tap Transfer Existing Card. I searched everywhere. Which I obviously don't have because it is lost. All myki smartcards expire after four years. Transferring debt from multiple credit cards to a single card (debt consolidation) is also possible. What is the best low interest credit card? Tap the Add button . They're talking bullshit. Pay down this card's balance quickly to improve your credit. 0000005119 00000 n Refunds cannot be issued for less than $5. Step 4: Analyze Your Top Picks. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. 1. If you register your myki, you can set Auto Top Upand manage your myki. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. No. (by Issuer). Please note, balance transfer is not instantaneous. Choose a balance transfer card based on the length of the 0% APR offer, balance transfer fees, annual fees, regular APRs and added perks. What credit cards don't require a deposit? The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . You'll need your 15-digit myki number to register. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Lo and behold, they not only replaced my second replacement, but 'magically' were able to transfer the balances of both my original mykis to the new card. A balance transfer can give you the flexibility to: Pay off high-interest balances I was told there was nothing I could do for this one as it wasn't registered. This will allow you to deactivate your Mobile myki. If these are your only two cards, your credit utilization ratio is 33.33%. If you use an international Mastercard/Visa card to purchase and top up your Mobile myki, you'll have to visit the PTV Hub at Southern Cross Station to request a refund. endobj When a Myki card is lost or . How To Transfer A Credit Card Balance To Another Card. How many level crossings could have been grade-separated with that money? Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Your Mobile myki will now appear in Google Wallet. Find out how much to top up at Fares. Information on WalletHub Answers is provided as is and should not be considered financial, legal or investment advice. To keep travelling with auto top up or Auto-load, youll need to set it up again. You may also need to restart your phone after updating the app. How to Add Authorized Users & Employee Cards on a Business Credit Card? The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. We can only see Mobile myki information if you register your Mobile myki viaRegister your myki. This may also be an anti money laundering thing. Any other travel benefit such as free weekend travel isn't available at this time. We recommend visiting the card issuers website for the most up-to-date information available. the PVT website says: "What to do with your myki when you leave Melbourne. In my experience touching on is quicker than validating a metcard. As a security measure, we don't allow payments via Mobile myki using anything other than a VISA/Mastercard. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. This 0% interest period can help you carry your debt for a limited time without paying interest. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. My Myki was due to expire after three years. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. You can read the Terms of Service online. Contact us to request the transfer. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. From a creditworthiness point of view, this number should be at 30% or lower. Maintain your L-plate log book. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. But is it possible to go to a ticket booth and have the person there do it? Auto-load is the same as auto top up. What are the best cash back credit cards for fair credit? You can then see what Android version youre on. One may also ask,do pensioners get free train travel in . I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? They actually can transfer your funds really easily but you need to get a case created. We are committed to being fully transparent with our readers. The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. It appears as a "Approved Level 2" request on my myki account on the website. View all transactions related to your myki for the previous 6 months, select your myki then select Activity. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. New comments cannot be posted and votes cannot be cast. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. That works the same as Auto Top-Up on a physical Myki card - both add Myki Money when your balance falls below a value you have set. Tap Travel Card. The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) But yeah, a fair bit that is just backwards. Unregistered vehicle permit. Under Other, select Transfer. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. For example, one person can manage mykis for family or friends. Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. Annual Fee: $0. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. If you receive a check, you need to send it to your old cards issuer on your own. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. If this occurs, you won't incur a duplicate fare. Assume that your new card charges a 3% balance transfer fee. If your registered myki or your smartphone with a Mobile myki is lost or stolen, you can report it online orcall us to block your myki. Auto-load is the same as auto top up. Enter your card number and other required information.4 Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. On your new phone, download Google Wallet and set it up with your same account details. Opinions expressed here are the authors and/or WalletHub editors'. 0000002429 00000 n Wtf? If you travel occasionally pay as you go with myki Money. December 29, 2022 - 1:47PM. Do You Have to Be a Student to Get a Student Credit Card? The content on this page is accurate as of the posting/last updated date; however, some of the offers mentioned may have expired. Any money on your card will be protected. Create an account to follow your favorite communities and start taking part in conversations. The costs of a balance transfer. Pick a card that waives the balance transfer fee. 0000118590 00000 n For instance, your applications for new cards and balance transfers remain subject to approval. Music:. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. You may be using an older version of Google Wallet. <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> How Many Credit Cards Should a College Student Have? I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. How long do balance transfers take with Chase? 1. Meticulous in his research, he provides accurate and up-to-date information. How to Show Credit Worthiness without Credit? The next question is whether MYKI is free before 7 a.m. On a weekday, train travel completed . startxref A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. The phone is awake whenever the screen is turned on, even it's locked. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. How to Process Credit Card for Consumers & Merchants? 0000118233 00000 n Does a balance transfer happen automatically? Here's where to find it: After logging in to your account, go to "Card Details.". The reason for that is because low interest rates for transfers are made to attract new customers. replacement card and to organise a balance transfer from your old myki to your new one. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. hbbf`b``30 ap What is the Best No Annual Fee Credit Card? You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. This is how I feel when people ask if I can fax them a form. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. It has a 256-day expiry and credit is rolled over if you renew before the expiry. Personal Credit Cards? 0000004635 00000 n But what if the amount is comparable to or less than the postage? Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. Carrying out multiple transfers to a single credit card may affect your credit score by increasing or decreasing your credit utilization ratio (the percentage of the amount youve borrowed from your total available credit). Is it a Myki issue? WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Just one more benefit you enjoy as a COPFCU member. Manage another person's myki Now, on the form it says I need the card to be re-imbursed. For example, if you get a balance transfer card with a credit limit of $10,000 and use it to make a $1,000 purchase, your available credit limit drops to $9,000. We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them.
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